How it works

Three flows. One dashboard.

However your customer chooses to pay, the sale lands in the same place: your dashboard, your stock count, your bank account.

Citizen Terminal seen from the customer's side of a counter, showing a QR code to scan
The payment flows

Pick a method, follow it end to end.

An account-to-account payment over SEPA. Money leaves your customer's bank and arrives in yours, with no card rail in between.

Step 01

Enter the amount

Type the total on the terminal, or let the customer pick items in self-checkout mode.

Step 02

Show the QR

A one-time QR appears on the screen — or sits permanently on the fridge plate.

Step 03

Your customer scans

They pay from their own banking app with their face, fingerprint or PIN. No new app, no signup.

Step 04

Paid. Instantly.

SEPA Instant moves the money into your account in seconds, and the terminal confirms it on screen.

Acceptance methods

Three ways to pay. One dashboard.

Our terminal handles QR and tokens. On vending machines, a certified partner card terminal pairs with it to add cards — so you turn on exactly what a site needs.

QR

Straight to your bank

Your customer scans the code with their phone camera and approves the payment in their own banking app. The money moves account-to-account over SEPA and lands in seconds, for €0.04 + 0.15% per transaction.

  • No app to install — 1,800+ European banks
  • Approved with face, fingerprint or PIN
  • Settled in seconds via SEPA Instant

Cards

On vending, via partner terminal

On vending machines, our terminal pairs with a certified partner card terminal so the machine takes contactless cards and phone wallets too. Cards run on the partner device; ours handles QR and tokens.

  • Contactless cards and phone wallets
  • On vending machines, via a paired partner terminal
  • Reported in the same dashboard

Tokens

On a badge or in the app

Closed-loop credit for your members. They top up once and spend it at the bar, the fridge or the machine — by tapping a badge or paying from the app. Same tokens, two carriers.

  • Top up once, spend all week
  • Tap a badge, or pay from the app
  • Grant credit as a perk
Mix and match

You decide, device by device.

A fridge takes QR and tokens. A staffed bar takes QR and tokens. A vending machine can run on tokens alone, on payments, or on both — with cards added by the paired partner terminal.

A badge is not a separate payment method — it is simply the physical way to spend tokens without opening the app.

The software

One dashboard for every device and every method.

The terminal is the visible half. The other half is the dashboard your team actually lives in.

Every sale, every site

Revenue by device, by site and by acceptance method, updated as it happens.

Stock that counts itself

Items sold come off the count automatically, so you restock what's actually gone.

Members and credit

Top-ups, balances and spend per member — plus the ability to grant credit as a perk.

Fleet health

Which devices are online, which are quiet, which need attention. Usually we spot it first.

The service

We set it up and we keep it running.

Hardware, software and support come from the same team — so there is one number to call.

Setup with you

We configure the devices for your site, mount what needs mounting, and stay on the line for the first payments.

Monitoring

We watch the fleet for you. A machine that stops taking payments is a problem we chase, not one you discover at month end.

Changes as you grow

New bar, new machine, new acceptance method — reconfigured from the dashboard, no new contract.

Trust

Built on the rails your bank already runs on.

Regulated by EU banking law

Operating under PSD2 open banking rules

Runs on SEPA Instant

The same real-time network your bank uses

1,800+ European banks

Including every major Belgian, French, Dutch and German bank

Built in Brussels

European payment infrastructure, made in Europe

See it running in your space.

Tell us how your site works and we'll show you exactly which flow fits where.

Get a terminalTalk to us